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Student Loans

Find out more about the Federal Direct Loan, the Direct PLUS (Federal Parent Loans), and how to apply.

Federal Direct

Federal direct student loans are a long-term financial obligation. Accepting a loan means accepting the responsibility for repaying the money you borrow including interest costs and fees. Before you request a loan, make sure you find out the true costs, interest rates, and how long it will take to repay the loan. Go to The Federal Student Aid Website and get answers to these questions and more.

You may ONLY use the student loan to pay for your education expenses at the school that is giving you the loan. Education expenses include school charges such as tuition, room and board, fees and indirect expenses such as books, supplies, equipment, dependent child care expenses, transportation, and rental or purchase of a personal computer.

Credit checks and co-signers are not required for federal direct student loans. However, you cannot be in default on a previous student loan, owe a repayment of other federal financial aid, or be enrolled in less than 6 units.

Direct PLUS (Federal Parent Loans)

If your parent is interested in a low-interest loan to help pay for the cost of your college education, have your parent go to the Direct PLUS federal web site. Eligibility information, interest rates, and application instructions are there.

You must submit a written statement to the Rockliln or Nevada County Financial Aid Office saying how much money your parent is requesting through the PLUS program. You may attach a copy of Parent Master Promissory Note (MPN) or include parent information on your written request. The request should include: Parent Name, SSN, DOB, Address, DL#, Phone#, and Citizenship Status. Everything else must be done by your parent on the Direct PLUS web site.

One of our Federal Student Loan Services partner has created a very useful Repayment Plan Estimator to provide estimated payment amounts for each repayment plan based on your loan balance and anticipated income. This tool can be used for all of our students regardless of your loan servicer.

Fall 2016, Spring 2017, and Summer 2017 Student Loans

To apply, follow the instructions on the 2016-2017 Loan Checklist.

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